Thrive Outside Grand Rapids: Connecting with the Outdoors During COVID-19

In its first year, The Outdoor Foundation’s Thrive Outside Community Initiative has made multi-year grants to four regions across the country (San Diego, Oklahoma City, Atlanta and Grand Rapids) to build and strengthen networks focused on providing children and families with repeat and reinforcing experiences in the outdoors. Our communities are finding unique ways to positively impact their communities during the COVID-19 crisis.

The following work, led by our partner organization Our Community’s Children in Thrive Outside Grand Rapids, has applicability in other regions across the nation that are trying to help people experience the outdoors during coronavirus lockdown restrictions.

 


 

With governments issuing stay-at-home protocols, it became clear to one Grand Rapids-based nonprofit that parents and children didn’t realize that it was still ok to venture outside to boost mental and physical health. “We talked with after-school providers and found out that parents didn’t know what they could do outside. So, we reviewed local, state and national standards and developed a resource for parents on the subject,” said Lynn Heemstra, executive director of Grand Rapids’ Our Community’s Children program.

The resource comes in the form of a brief publication titled “Yes, You Can Go Outside” and is available to families in both English and Spanish. To create the document, Our Community’s Children worked closely with local city staff and leaders from Grand Rapids Public Schools. The publication honors the importance of maintaining social distancing, and reminds families that children should not be interacting with friends other than online, and they should not use playground equipment or engage in any close-contact sports such as basketball, soccer or football.

The resource provides other suggestions to help families get a nature break, including going for walks, biking, fishing, listening to birds and exploring trails. All this is packaged with some common sense tips (such as taking your own water bottle, avoiding public restrooms and water fountains). Be sure to check local guidelines when applying this resource to your region, and good luck getting outside to enjoy some fresh air during these challenging times.

COVID-19 Webinar: Ingenuity & Rediscovery: The Consumer Response to COVID-19

Speakers: Kristin Minzenmayer, Director – Egg Strategy (Denver)
Tim Donza, Managing Director, Lifestyle – Egg Strategy (New York)
Fiona Atzler, Senior Director – Egg Strategy (New York)

From home schooling and virtual offices to social distancing and lockdowns, COVID-19 has already changed a lot about daily life in a short time. Egg Strategy, a leading insights and brand strategy consultancy, has spent the past month following consumers across the United States to see how their relationships with their spaces (indoors and out) have adapted and what new behaviors have emerged. Here they serve up some provoking ideas and thoughts for how the outdoor industry can learn and grow with consumers.

COVID-19 Webinar: Small Business Support to Boost Economic Recovery

Speakers: Burl Kelton, U.S. SBA and Frances Padilla, Colorado SBA District Director

If you are a small business owner, you know that the last few weeks (just barely a month!) have been anxious, frustrating and hopeful.

Congress has charged the U. S. Small Business Administration with the huge task of funneling sustaining funds of billions of dollars to small businesses and employees alike, in an effort to sustain them in a difficult and nearly impossible situation. Using the traditional SBA and bank partnership and the Disaster Assistance Office, the agency revamped programs in just days, and the billions of dollars of funding could move directly into the economy in a historical effort unmatched in the more than 50 years of the agency.

Learn how the agency is supporting small business.

 

[paniniblock template=”basic/html” attribute-data=”name:template;type:text;label:Block” spacing=”margin-top-25 “]
[content name=”html” label=”Raw HTML”]

Additional Resources and FAQ

[/content]
[/paniniblock]

[paniniblock template=”basic/html” attribute-data=”name:template;type:text;label:Block”]
[content name=”html” label=”Raw HTML”]

SBA CARES Act Paycheck Protection Program

Best resource: www.sba.gov/coronavirus

[/content]
[/paniniblock]
[paniniblock heading=”

Does applying for the EIDL preclude a business from the PPProgram?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

No.

[/content]
[/paniniblock]
[paniniblock heading=”

Can businesses apply for BOTH the EIDL loan and the PPP loan?

” styles=”

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:styles;type:text;label:Additional Styles|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Yes. Apply for the short term emergency SBA Disaster Assistance EIDL (SBA.GOV), the long term SBA Disaster Assistance EIDL (updated website pending) and the Paycheck Protection Program (PPP) (local financial provider or bank).

[/content]
[/paniniblock]
[paniniblock heading=”

Can a business apply for a PPP and use that for payroll/payables/utilities and have that forgiven if it meets the criteria, then apply for an EIDL to buy components for the coming season?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Visit sba.gov /coronavirus.

[/content]
[/paniniblock]
[paniniblock heading=”

If you take advantage of the cares act $10,000 loan can you still apply for the PPP?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Yes.

[/content]
[/paniniblock]
[paniniblock heading=”

When will the PPP loan will be active and do you apply thru the SBA website similar to the 10K loan?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

You can apply through your local financial provider or bank after April 3, 2020.

[/content]
[/paniniblock]
[paniniblock heading=”

When will local SBA-preferred lenders be receiving guidance on PPP?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Lenders may begin participating April 3, 2020.

[/content]
[/paniniblock]
[paniniblock heading=”

How will Shareholder Distribution be counted as income for the PPP grant/loan?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Consult with your CPA.

[/content]
[/paniniblock]
[paniniblock heading=”

Are sole proprietor LLC’s or S-Corps with one employee(the owner) eligible for the EIDL or the PPP program?” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Apply with the short term SBA Disaster COVID EIDL at, www.sba.gov using the link at top of the screen. Be sure to also consult your PPP banker and information at, www.sba.gov/coronavirus.

[/content]
[/paniniblock]
[paniniblock heading=”

Consult with Your PPP Financial Provider, Banker and/or CPA for details regarding these questions.

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

  • The PPP states from Feb 15 to June 15 – and that it’s a grant if I keep all employees. What if the number of employees decreases due to not having the income to support this. Will the grant turn into a loan? Example – I had 5 employees on payroll in March but I will most likely have 3 by June – If I take the PPP loan and pay for payroll April, May and June will I be accountable to pay this back in a loan or will it be under the grant?
  • Regarding PPP, if we already had layoffs, and don’t intend to replace those employee’s for reasons not linked to Covid-19, how does the forgiveness work?
  • If rent is paid using a company’s credit card, what type of documentation is necessary to satisfy forgiveness under PPP?
  • Should I apply for the PPP for employees and the CARES act SBA loan for rent etc? Or just CARES loan?
  • PPP is intended to support cash flow in order to maintain payroll. But is it applicable to support just a portion of my employees who are still on the payroll?
  • If you take a loan out that is only enough to cover the 8 week period of payroll, rent and utilities, will that loan in its entirety be forgiven?
  • How do we access the paycheck protection program?
  • Should I keep employees on payroll, even though we’ve let them all go from the Ski shop?
  • If hours for employees are reducedcould we still be eligible for the payroll loan?

[/content]
[/paniniblock]
[paniniblock heading=”

Visit sba.gov /coronavirus for answers to these questions and more.

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

  • For the PPP loan program, how should seasonal businesses (like ski resorts) address the payrolls and loan forgiveness impact of seasonal employees.
  • Our company is owned by a company in Europe. We are incorporated in the US and employ 20 full time US staff. Are we eligible for PPP and EIDL?
  • For PPP loans, are independent reps considered employees (1099), or temps hired through an agency?
  • When do we expect more detail on the payroll protection plan?
  • Is a private organization registered as a nonprofit (non-charity) eligible for PPP?
  • Where can I find the most updated information on Paycheck Protection Loan vs Standard 7(a) SBA Loan?

[/content]
[/paniniblock]
[paniniblock template=”basic/html” attribute-data=”name:template;type:text;label:Block”]
[content name=”html” label=”Raw HTML”]


[/content]
[/paniniblock]
[/panini-column]
[/panini-row]

[panini-row layout=”row-full” ]
[panini-column ]
[paniniblock template=”basic/html” attribute-data=”name:template;type:text;label:Block”]
[content name=”html” label=”Raw HTML”]

CARES Act SBA Disaster Emergency EIDL

[/content]
[/paniniblock]
[paniniblock heading=”

How does the loan become a grant?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

If you demonstrate the business meets the requirements and make request.

[/content]
[/paniniblock]
[paniniblock heading=”

Would we be *required* to bring everyone back?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

See www.sba.gov/coronavirus and consult with your PPP banker or CPA.

[/content]
[/paniniblock]
[paniniblock heading=”

If you apply for PPP and still have to furlough SOME employees, is the forgiveness just proportional to who you were able to keep employed?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Visit sba.gov/coronavirus for more details.

[/content]
[/paniniblock]
[paniniblock heading=”

Are 1099 employees eligible for the payroll grant?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Independent contractors are eligible to apply for the short term SBA Disaster Assistance emergency EIDL loan/grant. Apply at, sba.gov and click on the yellow banner link at the top of the website.

[/content]
[/paniniblock]
[paniniblock heading=”

Should we reduce our payroll totals from 2019 by employee contributions to health care premiums?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Consult with your CPA after reviewing the program at sba.gov/coronavirus.

[/content]
[/paniniblock]
[paniniblock heading=”

If I am the only full-time employee of my business and all of my employees are part-time, how does this affect the loan amount or loan forgiveness?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Please visit sba.gov/coronavirus for more details about employee break downs.

[/content]
[/paniniblock]
[paniniblock heading=”

As a ski shop, my staffing needs cyclically decline at this time every year. How is that factored into the loan forgiveness?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Visit sba.gov/coronavirus about the EIDL and for more information on the PPP consult your banker or CPA.

[/content]
[/paniniblock]
[paniniblock heading=”

Are both the Economic Injury Loan and the Paycheck Protection Program dually available or is it only one per business?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Businesses may apply for one, two, or all three programs: PPP, short term emergency disaster assistance EIDL and long term disaster assistance EIDL.

[/content]
[/paniniblock]
[paniniblock heading=”

If my Sales Agencies has 1099 contractor what can I do for them? Can the Payroll Program work?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Independent contractors may apply individually.

[/content]
[/paniniblock]
[paniniblock heading=”

The summary of the program that was communicated to me was that we can borrow up to 2.5x our average monthly payroll. If we maintain our payroll until June 30th the principal will be forgiven. I know there are specific requirements, but is that a general summary of the program?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

That is one aspect of the PPP. Visit sba.gov/coronavirus for more details.

[/content]
[/paniniblock]
[paniniblock template=”basic/html” attribute-data=”name:template;type:text;label:Block”]
[content name=”html” label=”Raw HTML”]


[/content]
[/paniniblock]
[/panini-column]
[/panini-row]

[panini-row layout=”row-full” ]
[panini-column ]
[paniniblock template=”basic/html” attribute-data=”name:template;type:text;label:Block”]
[content name=”html” label=”Raw HTML”]

SBA Disaster short-term emergency EIDL

[/content]
[/paniniblock]
[paniniblock heading=”

Why does it say that the $ 10,000 loan from EIDL does not need to be repaid?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

The loan can be converted to a grant if all fund usage requirements are met.

[/content]
[/paniniblock]
[paniniblock heading=”

Can you clarify the $10,000 program under CARES?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

It is a short term SBA administered emergency economic injury loan up to $10,000 based on the number of employees in the business. It is intended to be used for payroll and operating expenses. It may be converted to a grant if all requirements are met.

[/content]
[/paniniblock]
[paniniblock heading=”

For EIDLs, is early payback an option? Is there a penalty for early payback?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

There is no prepayment or early repayment penalty.

[/content]
[/paniniblock]
[paniniblock heading=”

Can you access the emergency economic injury grant funds even if you aren’t eligible for an EIDL loan?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

There are two SBA Disaster Assistance EIDL loans. They may be applied for separately, but you do need to be qualified and not an ineligible applicant. The long-term Disaster Assistance EIDL online portal is still being updated and will be available soon. The short-term Disaster Assistance emergency EIDL can be reached at: www.sba.gov with the link at the top of the screen.

[/content]
[/paniniblock]
[paniniblock template=”basic/html” attribute-data=”name:template;type:text;label:Block”]
[content name=”html” label=”Raw HTML”]


[/content]
[/paniniblock]
[/panini-column]
[/panini-row]

[panini-row layout=”row-full” ]
[panini-column ]
[paniniblock template=”basic/html” attribute-data=”name:template;type:text;label:Block”]
[content name=”html” label=”Raw HTML”]

SBA Disaster long term COVID EIDL

[/content]
[/paniniblock]
[paniniblock heading=”

How does the SBA determine the amount of an EIDL loan, and how do they determine the length of the term?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

The long-term SBA Disaster EIDL loan amount and term is set by SBA based on all available financial information from the business and in discussion with the owner.

[/content]
[/paniniblock]
[paniniblock heading=”

Does current Tax status affect eligibility?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Discuss this with your Loan Officer in processing.

[/content]
[/paniniblock]
[paniniblock heading=”

Do you consider charitable organizations the same as non-profit organizations? Are non-profits of any kind eligible for EIDL?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Charitable organizations and public non-profits (government or government services) are not eligible.

[/content]
[/paniniblock]
[paniniblock heading=”

Do 501(c)3 organizations qualify?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Private non-profits are eligible. Church non-profits can only be of secular non-religious activity. Discuss with a Loan Officer if you have questions.

[/content]
[/paniniblock]
[paniniblock heading=”

We applied last week but did not receive an application number because of the SBA web portal issues. Should we re-apply?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

For the long term SBA Disaster EIDL loan status, call: 800-659-2955, or email: disastercustomerservice@sba.gov, until the website is available. You do not need to re-apply if your application is in the processing system.

[/content]
[/paniniblock]
[paniniblock heading=”

Would the long-term loan be forgivable? Such as a grant?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

At this time, the long-term SBA Disaster Assistance EIDL loan does not have a forgiveness component.

[/content]
[/paniniblock]
[paniniblock heading=”

Are assets pledged to secure the long-term loan?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Collateral is not required in Phase I.

[/content]
[/paniniblock]
[paniniblock heading=”

Does a savings account that we have built up over time as a business exclude us from receiving approval?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Generally, no. The Loan Officer can discuss any concerns you have about current savings.

[/content]
[/paniniblock]
[paniniblock heading=”

What are the rates and terms of EIDL loans?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

The short-term SBA Disaster emergency loan, if not converted to a grant, and the long-term SBA Disaster loans have interest rates of 3.75% for business and 2.75% for private non-profits. Both are simple, annual rates.

[/content]
[/paniniblock]
[paniniblock heading=”

What Financials are required for SBA disaster assistance?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

The short-term SBA Disaster emergency loan asks for previous year’s revenue total and previous year’s cost of goods. Also, additional income from other sources. No documentation is required with the application. The long-term requirements are being updated and will be available soon.

[/content]
[/paniniblock]
[paniniblock heading=”

What is the time limit on the application process?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Deadline to apply is Dec. 31, 2020.

[/content]
[/paniniblock]
[paniniblock heading=”

If the same officer runs an S-Corp and a Non-Profit, can they each apply?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Yes. They must be separate business entities.

[/content]
[/paniniblock]
[paniniblock heading=”

Can a foreign entity apply for the long-term loan? Would the size of the foreign HQ entity be added to the U.S. entities?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

The applying entity must be a U. S. company. You will need to discuss size limits and ownership issues with the Loan Officer.

[/content]
[/paniniblock]
[paniniblock heading=”

How quickly will funds disperse after application is approved?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

The short-term SBA Disaster emergency EIDL has a target turnaround of a few days for eligible funds. We will be working to disburse as soon as possible for the long-term SBA Disaster EIDL loans, once the site is operating with new CARES Act features.

[/content]
[/paniniblock]
[paniniblock template=”basic/html” attribute-data=”name:template;type:text;label:Block”]
[content name=”html” label=”Raw HTML”]


[/content]
[/paniniblock]
[/panini-column]
[/panini-row]

[panini-row layout=”row-full” ]
[panini-column ]
[paniniblock template=”basic/html” attribute-data=”name:template;type:text;label:Block”]
[content name=”html” label=”Raw HTML”]

Seasonal Employers

[/content]
[/paniniblock]
[paniniblock heading=”

In a seasonal business, employees have been on unemployment. When I ask them to return, some are choosing to stay home. They are looking for unemployment and the $600 weekly. At that point, no unemployment, correct?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

We don’t have any information about state unemployment programs. Contact your state agency.

[/content]
[/paniniblock]
[paniniblock heading=”

What if you are a seasonal business that will open May 15 but it appears that may not happen due to business closures for social distancing reasons?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

If you have employees and operating expenses to remain viable as a business, apply to all three programs, after consulting with your banker and/or CPA for the PPP.

[/content]
[/paniniblock]
[paniniblock heading=”

We employ 1099 contractors, are we allowed to pay them for lost work using an EIDL loan?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Independent contractors may apply to both the short term and long term SBA Disaster EIDL.

[/content]
[/paniniblock]
[paniniblock heading=”

What if you employ both seasonal and non-seasonal employees?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Visit sba.gov/coronavirus for more details about employee classifications.

[/content]
[/paniniblock]
[paniniblock template=”basic/html” attribute-data=”name:template;type:text;label:Block”]
[content name=”html” label=”Raw HTML”]


[/content]
[/paniniblock]
[/panini-column]
[/panini-row]

[panini-row layout=”row-full” ]
[panini-column ]
[paniniblock template=”basic/html” attribute-data=”name:template;type:text;label:Block”]
[content name=”html” label=”Raw HTML”]

Other FAQs

[/content]
[/paniniblock]
[paniniblock heading=”

Can a recently started business (less than one year old) qualify for any of this?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Yes, if in business on Jan. 31, 2020.

[/content]
[/paniniblock]
[paniniblock heading=”

Is there a way to apply other than online? We have a member of our LLC with a more than 20% interest that is a non US national so they have an ITIN rather than a SSN for taxes. The SBA site keeps registering the ITIN as an error and I cannot proceed with the application.

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Consult the Loan Officer if you are applying for the long-term SBA EIDL. Information may be added during loan processing.

[/content]
[/paniniblock]
[paniniblock heading=”

What are the declared disaster areas? Isn’t the entire country in the disaster area based on the President’s National Emergency decree?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

A separate disaster declaration is required for each state individually, requested by the Governor.

[/content]
[/paniniblock]
[paniniblock heading=”

What if this goes longer than June?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

The long-term SBA Disaster EIDL is designed for long term recovery. The deadline for application for the long-term EIDL is December 31, 2020.

[/content]
[/paniniblock]
[paniniblock heading=”

Should employees/owners be filing for state unemployment, and how would that effect any assistance going forward? Assuming all/most employees would be retained.

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

Consult with your state agency regarding unemployment programs and visit sba.gov/coronavirus.

[/content]
[/paniniblock]
[paniniblock heading=”

Can you use disaster assistance loan for a termination of lease/eviction negotiation?

” template=”basic/accordion” attribute-data=”name:heading;type:text;label:Heading|name:template;type:text;label:Block”]
[content name=”content” label=”Content”]

That would be the business owner’s decision.

[/content]
[/paniniblock]
[/panini-column]
[/panini-row]

COVID-19 Webinar: Protect Your Bottom Line – Relief from China 301 duties and a 90-day tariff deferral

Speakers: Rich Harper, Manager of International Trade, Outdoor Industry Association
Nicole Schude, Of Counsel, Sorini Samet & Associates
Megan Costello, Vice President, Trade & Customs Policy, Sorini Samet & Associates

As they deal with the COVID-19 crisis, outdoor companies may be able to utilize two programs to secure much-needed tariff relief.

If you are a U.S. importer of an impacted product, you could be eligible for retroactive duty refunds from the China 301 tariffs. The Office of the United States Trade Representative (USTR) has granted many product-specific exclusions from these duties, and many requests are still pending. If your product is eligible, additional action needs to be taken to ensure your ability to obtain a full retroactive refund.

Additionally, the Trump administration announced last week that it would grant a 90-day deferral on all tariffs, taxes and fees on a select group of products imported into the U.S. in March and April of 2020 for companies impacted by COVID-19.

Learn how your company can utilize these programs to protect your bottom line.

COVID-19 Webinar: Real Estate Rights and Strategies for Business Owners–COVID-19

Speakers: Andy Ewald, Scott Peterson and Greg Mikrut, CBRE

CBRE’s panel of experts, who specialize in representing local and national business owners, will share strategies for and rights of business owners during the COVID-19 crisis. In order to relieve a short-term cash burden during a period of disrupted revenues, local and national tenants have pursued these strategies as a reaction to the economic shock from COVID-19. Their team will review the legal obligations within a lease document, outline the proper approach to secure rent relief, share how landlords are responding, and provide predictions for the future.  In addition, the CBRE team will provide an overview of what is happening at a high level in the capital markets, which effects the velocity of lending, and they’ll share how the market may react going forward. Finally, their finance team will discuss how this pandemic may impact valuations and how to protect the future value for business owners.

Cash flow relief is on the minds of business. On behalf of outdoor industry small and mid-sized business, OIA is exploring legislation that provides rent relief.

Thrive Outside OKC: Connecting with the Outdoors During COVID-19

In its first year, The Outdoor Foundation’s Thrive Outside Community Initiative has made multi-year grants to four regions across the country (San Diego, Oklahoma City, Atlanta and Grand Rapids) to build and strengthen networks focused on providing children and families with repeat and reinforcing experiences in the outdoors. Our communities are finding unique ways to positively impact their communities during the COVID-19 crisis.

We’re proud to share the innovative work from our Thrive Outside Oklahoma City Community through one of their leading organizations RIVERSPORT.

 


 

Staying connected to the outdoors right now is challenging. We want to offer families a fun, easy activity that uses everyday items, and we want to tie it into getting more kids and families involved in kayaking and canoeing.

We launched the RIVERSPORT Cardboard Canoe Challenge inviting Thrive Outside partners and families across the community to “think outside the box” and transform household cardboard into canoes of their own design. While some people are building boats large enough get on the water, others are building mini versions to float in their backyard ponds, pools or even bathtubs. The creativity has been impressive!

This can also be a STEM activity for kids. RIVERSPORT is providing online worksheets exploring the concepts of buoyancy, boat design, engineering basics, Newton’s Laws of Motion and boat vocabulary to help parents who are suddenly teaching science and math at home.

This curriculum is part of RIVERSPORT’s SOAR initiative – Success through Outdoor Adventure and Recreation – a collaborative learning adventure that brings together Thrive Outside and STEM education in a teamwork experience. It begins in the classroom where kids divide into teams to build cardboard canoes, then culminates in a field trip to RIVERSPORT where they race and every student has the opportunity to go paddling. Our goal is to offer the experience to every seventh-grader in Oklahoma City metro area Title 1 schools.

Once shelter-in-place restrictions are lifted, RIVERSPORT is planning a community-wide Cardboard Canoe Challenge day as way to celebrate being back on the water. RIVERSPORT is also encouraging other communities to join the Cardboard Canoe Challenge by either launching their own promotion or sharing RIVERSPORT’s. Everyone can use #cardboardcanoe as a way to connect on social media.

For now, the focus is on the fun of spending time with family and staying connected to the outdoors. RIVERSPORT hopes that time spent thinking about and building canoes will encourage families take the next the step and try kayaking or canoeing this summer.

To learn more or download the STEM worksheets, visit riversportokc.org/cardboardcanoe or email info@riversportokc.org.

Elizabeth Laurent
RIVERSPORT

COVID-19 Webinar: Pivoting to Produce, Source and Donate PPE

When: Tuesday, April 14, 11:00 a.m. (MT)

Hosted By: Outdoor Industry Association and Snowsports Industries America

Panelists: Jason Duncan, VP Tactical and Innovation, Outdoor Research; Alex Adema, President & CEO, DPS Skis; Lyndi Bell, Consumer Experience Marketing Director, Chaco; Sarah Wood, Board Chair, North Carolina Recreation Coalition; Amy Allison, Director, North Carolina Office of Outdoor Recreation

Moderator: Kristin Carpenter, CEO, Verde Brand Communications

Countless outdoor and snowsport companies are stepping up to answer the call for rapid production and deployment of personal protective equipment (PPE) and medical devices to protect frontline workers from the spread of COVID-19. Hear from a few brands that were early out of the gate and successful in pivoting their operations. Find out how they quickly built relationships with local hospitals and frontline service providers to ensure products were getting into the right hands. Learn about key resources and important guidelines. Discover opportunities to collaborate with industry peers to take all of our efforts further faster.

COVID-19 Webinar: Insurance Coverage for Outdoor Retailers and Manufacturing Companies

Speaker: Perkins Coie LLP

Coronavirus loss estimates are already in the billions of dollars for retailers and tourism companies as state lockdowns are implemented and more retail chains are forced to shutter doors, send workers home and look for solutions to supply chain deficiencies. Are the losses covered? Unfortunately, it depends.

In this webinar, we will walk through business insurance policies that may provide coverage for coronavirus losses, including business interruption and contingent business interruption coverages, several standard property insurance coverage extensions, supply chain and trade disruption policies, cargo marine policies, event cancellation policies, liability policies and more. The speakers will identify what language your policy needs to contain (or not contain) for coverage to attach and will provide practical advice on what records companies should gather now to assist in any future insurance claims. In addition, the speakers will discuss when companies should provide notice or notice of circumstances under their current policies.

Thrive Outside San Diego: Connecting with the outdoors during COVID-19

In its first year, The Outdoor Foundation’s Thrive Outside Community Initiative has made multi-year grants to four regions across the country (San Diego, Oklahoma City, Atlanta and Grand Rapids) to build and strengthen networks focused on providing children and families with repeat and reinforcing experiences in the outdoors.  Our communities are finding unique ways to positively impact their communities during the COVID-19 crisis.

We’re proud to share the innovative work from our Thrive Outside San Diego Community through one of their leading organizations Outdoor Outreach.


“Our youth need connection now more than ever. In this unprecedented time, young people are especially impacted by a lack of resources, feelings of uncertainty and fear, and separation from supportive role models and peers. This is even more true for the teens we serve, many of whom are affected by poverty, abuse, family dysfunction, and chronic health conditions.

Outdoor Outreach is committed to helping our participants thrive through the COVID-19 crisis. Our programs look different right now, but the focus of our work hasn’t changed: building support systems that help youth face adversity in their lives with strength and courage. Instructors can’t lead group outings in the outdoors, so they’re innovating ways to maintain critical connection with youth including virtual meetings and leadership trainings, live-streamed mindfulness and physical wellness activities, and youth-led community outreach promoting responsible outdoor activities.

Our Leadership Program is a great example. When social distancing measures were implemented just one week into the 12-week program, participants insisted that we shouldn’t cancel or reschedule. They wanted to meet on the phone or through video conferencing to stay connected, share challenges and resources, and provide much needed support for their peers.

For most participants, the Leadership Program is their only extracurricular activity still meeting during the crisis. The teens are combating feelings of social isolation through twice-weekly virtual meetings and learning to safely enjoy outdoor spaces by practicing OO’s 10 Principles of Getting Outside Responsibly During COVID-19. Reporting a new appreciation for little things that nearby nature has to offer–like a cool breeze on their face and time watching the clouds with family–participants have taken leadership in their communities by encouraging friends and family to adopt the same principles and to meet-up virtually instead of in-person. 

I’m proud of our team for helping youth gain a sense of agency over their circumstances and maintain resilience through the COVID-19 crisis. I encourage you to visit our website, follow us on social media, and, if you can, make a gift to support connection for youth who desperately need it.”

Ben McCue
Executive Director
Outdoor Outreach

COVID-19 Webinar: Thriving in Chaotic Times – The Neuroscience Behind Our Distress

Speaker: Julie Auger, MOD

How is our brain perceiving and responding to the current threats? As leaders, what may we do to alleviate these threat responses for our employees and ourselves? This webinar provides a look into how our brain is reacting, how we may find our focus and how we may manage our emotions best to adapt to our new reality. There will be time for questions, discussion and connection. Together we can thrive.

 

About the Speaker
Julie holds a master’s in organizational development and leadership from Saybrook University and a bachelor’s degree from Florida International University in environmental science and biology. After working 13 years as a fisheries and wildlife biologist, Julie decided to integrate her knowledge of complex ecological systems into human system dynamics. For 14 years, she has facilitated both large- and small-scale change initiatives for a variety of organizations and communities. Julie is currently a trainer and consultant in the Employers Council Organizational Development and Learning Department, specializing in helping leaders and organizations thrive in today’s rapidly shifting landscape.