Merchant Cost Consulting

Merchant Cost Consulting: Lower Your Credit Card Processing Fees

How Merchant Cost Consulting Can Help OIA Members: As a specialist in helping businesses lower their credit card processing fees without having to switch processors, Merchant Cost Consulting provides time savings and negotiation expertise in the effort to get the most competitive rates from credit card processing companies. Merchant Cost Consulting audits customers’ current accounts, finds hidden surcharges and negotiates new, lower rates. In addition, the company works with businesses to monitor credit card processing rates on an ongoing basis. If you prefer not to change your point-of-sale systems at this time or cannot do so due to contractual reasons, Merchant Cost Consulting will work to reduce your costs.

OIA Member Discount: Merchant Cost Consulting is performance-based, meaning that the company is paid only based on realized savings to clients. There are zero out-of-pocket costs to the client.

A monthly savings report shows what the client was paying before MCC was involved and what they are currently paying because of the renegotiation. The client pays MCC a percentage split of the savings. The percentage split is typically 50/50, but OIA members receive an additional 5 percent savings. That means the OIA member keeps 55 percent and MCC keeps 45 percent. The average savings is 25%-30% on their client’s merchant fee expense.

If you would like a free analysis on your current merchant statement, please contact Patrick MacLellan at patrick@merchantcostconsulting or 508-733-7622. You can also visit